Car insurance is there to protect us if we have an accident, making sure we will be able to get our vehicles fixed without having to pay out a huge amount for it. However, insurance shouldn’t necessarily be your first port of call. It is also worth getting a quote to get the vehicle fixed, to see whether this could also be an option. If you simply can’t afford it, then insurance is the way to go. Why should you consider getting quotes as well?
- There will be an excess to pay on your insurance. Depending on the car insurance policy you have, there will be different levels of excess to pay. Sometimes, for minor damage, this could even cost more than the repair.
- Your premiums might go up. Even if the accident isn’t your fault, there is a possibility your premium could be put up when you renew your policy.